After launching just over a year ago, I finally feel it is time to include ourselves as a recommendation for finance followers. We provide inspiration to get women motivated and working on their financial goals, and with over 3000 Instagram followers we finally make the list.
Mrmoneyjar always provide informative money content, they breakdown money information in easy digestible facts. Another thing they are always on topic, whatever is happening out there in the financial world, they will keep you up to date.
I absolutely love this page, any one interested in property should follow this company, full of Gems about property investing, their story of how they got in to property investing is fascinating and inspiring.
Customers have questions, you have answers. Display the most frequently asked questions, so everybody benefits.
Vestpod have a lot of great information about how to cope with the covid-19 pandemic and your rights particularly if you are self employed.
A UK institution when it comes to getting a great deal, knowing your rights, and now given covid-19, if you subscribe to their newsletter, there are regular updates about help and entitlements.
Don't forget to join the money conversations @blackgirlfinanceuk, we love to hear from you!
There are no Podcast recommendations for April
My fab finance was created by Tonya Rapley, who is a millennial money expert, always on Instagram with inspirational money content, don't forget to check out her website, for lots if posts and podcast about money management.
Bola Sol is a fierce entrepreneurial woman and creator of @richgirlchronicles, she is a personal finance coach, and creating great conversations around money. I saw her as part of the panel hosted by vestpod talking about women and wealth. She is doing amazing things.
Their tagline is millennial money management, they provide great hints and tips on money management, they were in the dailymail earlier this year discussing how they got on the property ladder and more recently they appeared on the BBC sharing tips on dating. Check them out!
Don't forget to join the money conversations @blackgirlfinanceuk, we love to hear from you!
Podcast recommendations for September 2019
CLEVER GIRL FINANCE - BOLA SOKUNBI
I listened to this as an audiobook (as I am always on the go), Bola's voice was so calm and soothing, and I found that I wanted to listen to her. Full of practical money advice, starting from ensuring you have money in an emergency fund, all the way through to investing. She covers a lot of valuable ground. It is a great book to get you started with a strategy about money management.
A seminal book on personal development and personal success, released in 1937.
The book is divided into 13 principles to be mastered: Desire, Faith, Auto-suggestion, Specialized knowledge, Imagination, Organized planning, Decision, Persistence, the Power of the master mind, the Mystery of sex transmutation, the Subconscious mind, the Brain, and the Sixth sense.
I felt highly motivated when the topics covered auto-suggestion (affirmations) and also Mastermind (It is why back girl finance UK was created to create a community around women and finance).
If you can get passed the old language used in the book, and the topic of sex transmutation. It is a motivating and interesting read.
This book is an amazing book, which I have recommended to everyone I know, you would expect that a book about habit to be about increasing your motivation, however this book goes into depth about what habits are, how they are created and how to create systems to build good habits. Why is this so important? When it comes to money management, often the financial goals that we want to achieve, can be achieved as a result of our good money management habits. The author says that building habits in the present, allows you to do more of what you want in the future.
I love this Instagram account, it is run by a UK based financial advisor, who posts the best videos each Wednesday and Friday. Everything single video has been so insightful, they cover a range of topics that are relevant for people wanting to get further information around better financial management. They also provide financial advise and courses you can take to better your financial literacy. Go check them out.
Vestpod is a great account to follow if you are a woman and interested in creating better financial habits. It's been created to encourage women to talk about money more openly and to improve their own financial situations, whether its by asking for a pay rise at work, or better money management.
Clevergirlfinance have just launched a book (which I will be purchasing shortly to review), and they offer online financial courses and if you follow them on Instagram they provide amazing quotes to help you shift your mindset to help you to move towards your financial goals.
This book honestly has truly changed my mindset about what it takes to handle money in a successful way. It profiles wealthy black American business owners from their humble beginnings, and discusses how they achieved their success. If you are a business owner and you need inspiration or if you doubt that success is possible for yourself, as a person off colour I would recommend this book.
As you can probably tell I am a huge fan of Jen Sincero's books as she also appeared on last months list, what I love about her books is the candour with which she writes, you can tell that she herself has been on journey of tremendous mindset shift and change to a wealthier life style. One piece of advise she gives is to "get a new bottom line", ie, if you want to see £2000 in your bank account each month, make this your bottom line.
What a bold, punchy and in your face title for a book, I love it! I get steers when I am on my morning commute. The author of the book is the creator of vestpod (do check vestpod out! they are all about women and finances), they host events and talks around women and wealth. What I love about the book is that it is not just a practical guide but it also contains exercises to complete to truly examine your feelings about money, your current financial situation, and to create a plan to take real action to make real changes towards better financial management.
Sometimes you just need to see a great Instagram post with a quote to switch your mindset from negative to positive. I also love that shes an ambitious, for ambitious women and UK based.
Lisa Bilyeu is the creator and founder of women of impact ( which I spoke about last month). I encourage you to follow her on Instagram as she is so inspirational. She is an absolute boss and yet she shares a lot about her past vulnerabilities and how she has moved passed them. She also shares a lot about her marriage.
Luna the creator of girlconfident, posts such incredible motivating content ( one of her posts is actually my screen saver picture on my phone). It says "confidence is a choice you get to make every. single. day". I feel inspired every single day by this.
PODCASTS RECOMMENDATIONS - JULY 2019
THE MILLIONAIRE NEXT DOOR - THOMAS J STANLEY PhD and WILLIAM D DANKO
This book although the research was carried out in the USA, the findings of their study into millionaires, how they made their fortunes, how they live now and how the legacy that they leave behind, is a real eye-opener. The take away for me as a parent is to not try to protect my son, at the detriment to his own growth. By trying to make things easier for the next generation, are we really helping them?
Ladies sometime we need a reminder that it is okay to be ambitious and to want to create wealth. This book will help to give yourself permission to gain wealth. Wealth is not bad or wrong. This book is a hilarious reminder.
Read this once you have read the Dave Ramsey book recommended last month, Total Money Makeover. Dave Ramsey's books have been recommended to me by a relative. If you are a Christian and want a biblical perspective on creating generational wealth and legacy this book is for you. As Christians there is a lot of rhetoric around money being the root of all evil. Dave flips this idea on the head and talks about taking care of what God has blessed you with.
Tag @blackgirlfinanceuk on Instagram, share yourselves reading the books, listening to the podcasts, or the Instagram recommendations and let us know how they have impacted you. You just might inspire another ambitious black girl!
I love women of impact, I first discovered this account, after listening to a YouTube interview that Lisa Bilyeu and Patrice Washington which is another one of the recommendations below. I Love what Lisa has created, if you follow her Instagram its full of positive quotes, and if you follow her on YouTube she interviews amazing people.
Known as the Money Maven, Patrice Washington has an amazing come back story, after loosing everything in the financial crash. She is all about creating wealth in a holistic sense not just financially. I will be talking about her content (she is on Instagram, she has a podcast, YouTube, she has books). She is the money maven.
Dave Ramsey needs no introduction, he is a household name in the US and internationally when it comes to helping people tackle financial debt, have you every heard of the "snowballing"? He gives people the tools needed to really focus in and tackle large debts now, in order to leave a legacy for future generations.
Of course don't forget to check out our own Instagram page @blackgirlfinanceuk
TOTAL MONEY MAKEOVER -DAVE RAMSEY
I would definitely recommend any Dave Ramsey Book, its a practical guide to financial planning but from a biblical standpoint.
SHECONOMICS - KAREN PINE & SIMONNE GNESSEN
One of the first UK female financial books I read. It focuses on the psychology of why we get into the financial spending habits we do, and it gives useful tips of how to get out of them. I love this book, so much so that I keep on recommending it.
This book was referenced by Dave Ramsey in his book the legacy journey. It really shifted my mindset on business and money. Money is not the route of all evil, and creating a business to make money and employ people is not automatically an exploitative relationship.