Black Girl Finance has won its first award. We won the British Bank Awards Online Financial Influencer of the Year category.
If you have ever wondered what cryptocurrency or non-fungible tokens are? Check out this article Selina wrote for Stylist magazine.
This article written for The Voice Newspaper and highlights the report by the TUC showing employment levels amongst Black, Asian and Minority Ethnic workers in the UK, being already higher than the forecast for unemployment levels in 2021 as a result of the pandemic. It also spoke about the intersect of Gender with Women from Black, Asian, and Minority Ethnic, experiencing higher levels of umemployment. Against this Backdrop I give my top tips to build financial resilience at this unstable economic time.
In this article I discuss the fact that Gen Z and Millenials are at the forefront when it comes to adopting the new fintech apps that allow us to invest, how can financial education keep pace to ensure young people are engaging in these services safetly.
In this article I discuss my top tips for managing your finances as a small business owner. Often your own personal financial well being gets neglected as you focus on growing your business. How does a business owner do both?.....click to read the article.
In this article myself and another expert discuss what is a bad credit score and top tips to improve your credit score. All is not lost if things have gone wrong.
In this article I discuss the money lessons taught to use by our family, culture, and parents. When it comes to our money mindsets its interesting to think about the familial and cultural influences.
Do check out this article written for Refinery29 - which discusses the reasons why Black women can't afford to wait to get their finances in order. Plus our financial top tips!
Thank you so much guardian for featuring an extract of the Black Girl Finance Book - Lets Talk Money.
The funny thing is my mum, called me up after reading this article laughing, saying that the two things you were not allowed to talk about with your kids, were how much you earned and also how old you were, because the fear was that the kids would go and tell everyone your business.
She also said - she used to borrow me £80 a month, that I should have said this in the book.
Love her. Check out this article.
This week we have been featured in this article from starling bank - How to set realistic financial goals for 2021!
Check it out.
This week we have been featured in the FT advisor online article regarding closing the racial wealth gap. What are the causes, what is the FCA's focus on diversity, how can the industry help.
Its super important to talk about these financial gaps.
Black women are impacted by the ethnicity pay gap and the gender pay gap. If you have ever attended one of our events, I always include information about the ethnicity pay gap and the gender pay gap, because sometimes we aren't aware of, these financial gaps, and how we are impacted. We should always speak up and be an advocate for ourselves. We also have to ensure that we actively build wealth. Check out our thoughts in the article, it's important to be a part of the conversation.
September and Autumn is here. I love the month of September because it is our founders birthday month, it is also the opportunity to finish the year financially strong. If you been following Black Girl Finance since launch, which was July last 2019, our goal for our community is to get really clear and focused on financial goals. This means regardless of what is happening, that you still focus on Financial goals, because one of the things that does not go away is cost of living. You need to ensure you are continually focused on building up an emergency fund, on saving for now and in the future, getting out of debt, and on building assets.
You need to finish the next 4 months strong so that by 2021 you can say you have hit the goals you set out in 2020.
Another reason why I love this September is because we will be launching some very exciting news about BGF. We want you to take this journey with us. So make sure you are signed up to our newsletter.
At the end of June - we released our second in a series of the Black Girl Finance Ebooks. If you haven't already got yourself a copy make sure you visit the store on the website. Used in conjunction with the free Emergency Fund guide and the a handy Black Girl Finance UK notebook it will get you super focused on your financial goals. I am also adding it to the list of recommendations on the website.
The Black Girl Finance UK - Guide to Budgeting.
Any good budget should include a wants section, so you shouldn't feel guilty about spending on treats. The ebook explains it all. It's available to download from the website for July.
Black Girl Finance Podcast
I mentioned the idea of a Black Girl Finance UK podcast and the followers on instagram loved the idea, so I am working to get this released and available Mid July. As soon as it is ready it will be added to the recommendations page.
Following the tragic death of George Floyd, and many others at the hands of the police, those who wear a badge and pledge to protect and serve, this week, has been a tragic reminder that there is a lot of work to be done to stamp out systemic racism and discrimination against Black People in the US, UK and globally.
Even though we are a finance blog, we are blogging about financial issues that impact the community so its important to speak up.
These events have sparked protests globally. So many people including myself have been so moved by the injustice that we want to take action not just feel negative emotions, but to think about practical steps and solutions we can take to change things. The protests are a way of clearly expressing feelings, of anger, frustration and for calling for change.
1. Don't deny that racism exists, just because you do not experience racism, does not mean that other's aren't experiencing it.
2. Call out racism when you see it. Staying silent when racial banter, slurs, decisions are being made, makes you complicit.
3. Support Black businesses.
4. Donate to Black Charities.
5. Educate yourself on racism and discrimination.
6. Protest, sign petitions, write to your local MP.
Black Lives Matter, this is not a time to sit back and be passive.